Archives for ShurThings

What a Market Value Adjustment Is and What It Means for Your Clients

Have you done an annual review with a client lately and realized that the surrender value was higher than you expected? That may be due to the Market Value Adjustment, that thing you’ve always heard of but may not fully understand. Here’s a great definition: A market value adjustment (MVA) is the increase or decrease in the value of the assets held by the insurance company. This increase or decrease in value can be passed on to the client to help create an annuity that can offer more client friendly features. This adjustment is typically only passed on to the
Read More

Categories: ShurThings.

Annuity Icon Shares Insight on Future of Our Industry

We all know suitability is the driving force that will lead to a better image for indexed annuities. Even though you and I have always looked at suitability for your clients, others in our industry have not. So I was interested to watch a video interview with Jack Marrion, one of the most respected voices in our industry. Marrion is discussing his new book..”Index Annuities…A Suitable Approach.” The book explains index annuity concepts and crediting methods with easy-to-understand graphics, and compares index annuities with other financial vehicles.jack marrion indexed annuity expert internal marketing organization If you’re looking for good advice
Read More

Categories: ShurThings.

Formats: Video.

Choosing Bonds for Safety? Why an Annuity May Be a Better Choice

When it’s stormy outside, we humans naturally seek a cozy cave to hide out in for protection. That’s what we do with our money, too. Bonds have been a traditional “cave” for retirees’ “safe money”—especially for those who believe they only have three choices when allocating their nest egg: cash, stocks or bonds. But how safe is that cave? Could rocks start falling from the ceiling? Financial analysts warning of a bond bubble on the verge of bursting think so. Type “bond bubble” into your web browser and you’ll get over 44,400,000 hits on the subject, from such sources as
Read More

Categories: ShurThings.