This month is the perfect time to have a conversation with your clients about long-term care.

We put together this infographic for you containing important facts you can use to discuss LTC. The biggest (and most alarming) statistic is that an estimated 70% of people will need long-term care, whether in-home or in a nursing facility. The costs are astounding–and pretty much unaffordable to most families–as you can see.


There are a lot of misconceptions out there about long-term care, too. Such as the mistaken impression people have that “Medicare or health insurance will cover it.” (They don’t!) Medicare only covers short-term care, while Medicaid is only available for people with extremely low incomes or limited resources.

In order to qualify for Medicaid, some families have had to literally get rid of all their assets—including homes, possessions, savings accounts, investments and retirement accounts—wiping them out and leaving nothing for their heirs.

Contact us for sample illustrations specifically designed based on your client parameters. As one of the nation’s leading IMOs, we’re dedicated to offering strategies to help you, the financial advisor, help your clients. Including solutions for long-term care.

Call 800.440.1088.